01
Airtime
Top up without the ceremony.
Money, switched on.
MAKE MONEY
MOVE.
FEEL ALIVE.
A vivid, clear way to pay for the things that keep your life in motion — airtime, data, electricity, cable and more.
PAYMENT / 001 COMPLETE
₦12,500.00
ELECTRICITY09:42:18 PM
6°27'N 3°24'E PT / 2026
BUILT FOR PEOPLE WHO
ACTUALLY READ THE RECEIPT.
ACTUALLY READ THE RECEIPT.
01 / PAYMENTS, RECONSIDERED
AIRTIME.
DATA.
ELECTRICITY.
BILLS.
One bright place to keep life moving.
No dull screens. No mystery steps. Just a payment experience with the energy to match your day — clear, quick and ready when you are.
Explore the experience02 / THE ESSENTIALS
YOUR LIFE.
FULL VOLUME.
For the detail-obsessed.
And everyone moving forward.
02
Data
Running out is not character development.
03
Electricity
Keep the lights on.
04
Cable TV
Your weekend can continue.
03 / TRANSPARENCY
FOR THE
MONEY NERDS.
Your money has somewhere to go.
You notice fees. You read transaction descriptions. You ask questions.
We like you already.
PAYTITAN / RECEIPT●
AMOUNT₦10,000
FEE₦XX
TOTAL₦X,XXX
COMPLETED 09:42:18 PM
04 / A SMALL OBJECTION
WHY DOES BUYING ₦500 AIRTIME
FEEL LIKE APPLYING
FOR A MORTGAGE?
05 / HOW IT WORKS
CHOOSE.
REVIEW.
CONFIRM.
Simple by design. Every payment gives you a clear view of what you are paying before you confirm.
01
Choose what you need.
Airtime, data, electricity, cable or another everyday bill.
02
Review the details.
See the amount, fee and destination before anything moves.
03
Confirm and track.
Keep a record of the transaction and its status.
06 / TRUST, EXPLAINED
YOUR TRUST
SHOULD NOT REQUIRE
A LEAP OF FAITH.
Trust, with a pulse. We build with clear choices, responsible controls and straight answers — so you can move with confidence.
07 / THE FOUNDER'S DREAM
GOSPEL OTTI / FOUNDER
FROM EVERYDAY
PAYMENTS
TO A FULL
BANK.
Gospel Otti believes financial access should feel less intimidating, more useful and built for the way people actually live.
PayTitan begins with the payments people make every day — airtime, data, electricity and bills. The bigger dream is to grow that trust into a full-fledged bank: a transparent, technology-led financial institution that helps more people save, spend, build and move forward with confidence.
GOSPEL OTTI — BUILDING TOWARD MORE
08 / WHY WE BUILT IT
WE THOUGHT
PAYMENTS COULD
BE SIMPLER.
Everyday payments shouldn't feel like navigating a government portal.
PayTitan is the consumer-facing payment platform from Titan Digital Systems Limited — a Nigerian technology company building software and payment infrastructure for modern consumers and businesses.
TITAN DIGITAL SYSTEMS LIMITED / NIGERIA / 2026
09 / PAYTITAN QUESTIONS
CLEAR
ANSWERS.
Useful details about the PayTitan app, its services and how to get started.
What is PayTitan?
PayTitan is an Android payments app from Titan Digital Systems Limited for everyday payments in Nigeria.
Which services can I pay for with PayTitan?
The PayTitan website lists airtime, mobile data, electricity and cable TV payments. Check the app for the services currently available to your account.
Is PayTitan a bank?
No. PayTitan is currently presented as a payments platform. Founder Gospel Otti has described a full-fledged bank as a future ambition, not a banking service currently offered by PayTitan.
Where can I download the PayTitan app?
The Android app is available on Google Play. Use the “Get on Google Play” link on this page to open the official listing.
How can I check PayTitan fees?
Review the amount, fee and total displayed in the app before confirming a payment. The on-screen payment details are the source to rely on for your transaction.
How can I learn how PayTitan handles my data?
Read the PayTitan privacy policy for information about personal data. You can also use the data deletion page to submit a request to delete your account and associated data.
+
KEEP LIFE
IN MOTION.
Everyday payments, with a little more electricity.
Get on Google Play Talk to PayTitan